Is it though? My understanding is it’s more complicated than “simply better”. You need to account for property tax, home repairs, lack of mobility, housing market, etc.

Interesting. I’m targeting 2065 retirement, so I’ve got a long time. But I guess that fund could suffer from the same issue? Or maybe I should assume the same fate based on past events.

Any tools you recommend? Also, how sure are you that the cost savings actually make it worth the effort? My gross expense ratio is 0.08% (I think I’m looking at the right number?)

I do like the automatic set it and forget it. Especially with scheduling transfers into investment accounts. I could probably get into rebalancing short-term, but I think long-term I would get bored and forget.

I like to go a step further and do a target-date retirement fund. I think Vanguard funds are based on index funds, but they will reduce how aggressively they invest as you approach your retirement date. And the fees are very low.

You use a mouse? What a noob. Use vim and be enlightened

I mean if you think about it, programming is just picking up and putting down letters in a file.

✨enshitified ✨

It’s been a year or so since I’ve gone down this rabbit hole, but what I remember, the more you block ads and tracker, the more unique your browser becomes, and the more fingerprintable it is.

Tor’s approach is to make every instance if the tor browser look as identical as possible to websites. But Tor is pretty niche. If Apple did the same with Safari, you would be an identical device in a match larger pool of devices.

I think Apple has taken some measures, but not as well as Tot has.

Btw it’s possible to fingerprint people with JavaScript disabled. I found this article explaining and demonstrating if you’re curious.