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I don’t know how it is for you, but when I look back at 24-year-old me, I am not impressed. I guess what I’m saying is that there are a lot of us who definitely don’t have their shit together when they’re 24. They say your prefrontal cortex isn’t fully developed until 25 at the earliest, but I feel like it was closer to 30 for me. Granted, I’m kind of a dummy anyway, so this probably doesn’t apply to everyone.
I believe you are the one who is confused and making unwarranted assumptions here.