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Joined 1 year ago
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Cake day: June 12th, 2023

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  • Google Pay and iPay are the only ones I know of that carries an instance of your card around with you. Downside is that if a location does not have a chip reader (a problem in the US sometimes) you’re out of luck.

    Like you said, the security is much better with either one instead of carrying your card. Even if a security breach happens on the retailer’s side they won’t have your card numbers.

    If OP is truly nervous they could get a preloaded debit card to carry along with their phone.