Mortgage payments cover insurance and taxes in addition to the mortgage itself. Unless you have a variable rate mortgage the portion of the payment going to the loan doesn’t change but the amount needed to cover taxes and insurance can.

It has to be the early 90’s, he was born in 1980 and looked like this in 1998.

I’ve never had a cat that would bring them to me live. Usually not whole either.

You’re best off going to tractor supply or something similar for wood pellets. You want horse bedding. It is much cheaper.

You don’t think information about the effects of free roaming cats is relevant to a question about transitioning cats to outdoor roaming?

https://academic.oup.com/jel/article/32/3/391/5640440

https://besjournals.onlinelibrary.wiley.com/doi/10.1111/1365-2656.13745

Roaming domestic cats are a global problem.

Pet cats that are allowed to roam outdoors are extremely destructive to local wildlife and live shorter lives. Cat should only be kept as indoor pets.

https://www.americanhumane.org/fact-sheet/indoor-cats-vs-outdoor-cats/

If you only have one annoyance big enough to complain about I want your life.

Entwined snakes… Greek mythology confirmed!

I understand that stepping on one could blow out your flip flop.