The conversations are amazing

    • REgon [they/them]@hexbear.net
      link
      fedilink
      English
      arrow-up
      16
      ·
      12 hours ago

      Here, drew a picture of you
      i-love-not-thinking
      Imagine having the internet at your disposal, being able to immediately investigate your own assumptions, but instead you choose to just state blatantly wrong things and then get mad when you’re called out for it.

      Consider wether digging a hole and then staying in it would be right for you. Consult your doctor

    • Dessalines@lemmy.ml
      link
      fedilink
      arrow-up
      50
      ·
      17 hours ago

      If you have bad credit in the US, it prevents you from getting housing, or even renting an apartment.

      As people posted to you several times, china’s credit score exists to keep tabs on companies, and prevent excesses and corruption. Basic regulatory things that the US used to do in a few decades ago, but is now considered “authoritarian”.

      • 小莱卡@lemmygrad.ml
        link
        fedilink
        English
        arrow-up
        36
        ·
        16 hours ago

        And prevents from getting a car, the main mode of transport in the US. Talking about being able to ride a bus in the US is comical.

        • Schadrach@lemmy.sdf.org
          link
          fedilink
          English
          arrow-up
          5
          ·
          14 hours ago

          Talking about being able to ride a bus in the US is comical.

          Depends where you live. It’s much more doable in the densest urban areas than it is somewhere rural. I have a friend who lives in Boston for example and he doesn’t have a car, at all. Because Boston’s mass transit is good enough for his routine needs. I can’t do that here, however.

      • eldavi@lemmy.ml
        link
        fedilink
        English
        arrow-up
        25
        ·
        16 hours ago

        If you have bad credit in the US, it prevents you from getting housing, or even renting an apartment.

        it also prevents you from getting a job nowadays and more and more employers are insisting on it.

    • Michael@lemmy.ml
      link
      fedilink
      arrow-up
      44
      ·
      edit-2
      12 hours ago

      There’s also no credit-score check in the US for job applications, so no, it doesn’t “lock people out of finding work.”

      Employers may use credit report information to verify an applicant’s identity and to look for signs of excessive debt or past financial mismanagement. Source: https://www.experian.com/blogs/ask-experian/why-employers-check-your-credit-report-and-what-they-see/


      Employers discriminate very openly against applicants for a variety of reasons. Nepotism is one such way, AI filtering is an emergent way - there are plenty of other practices.

      Good luck getting a job if you were ever convicted of a crime, no matter how innocuous, or even had a police report filed against you (for certain jobs with clearances) - with no convictions, evidence, or arrest. Even being arrested with charges dropped can disqualify you effectively.

      And you better believe if you actually got arrested, every local newspaper has doxxed you - with full name, mug shot, even potentially your employment history and rough home address. All it takes is a name to get somebody’s address because people search websites exist to compile all of the wonderful publicly available information.

    • Cowbee [he/they]@lemmy.ml
      link
      fedilink
      arrow-up
      47
      arrow-down
      3
      ·
      17 hours ago

      Read beyond that point. The West distorts the scope and nature of the credit system to ludicrous degrees, nobody claims that there’s no such thing.

      • spencerwi@lemm.ee
        link
        fedilink
        arrow-up
        4
        arrow-down
        12
        ·
        edit-2
        17 hours ago

        As I responded to you elsewhere, I did read beyond that point. Are you sure that you did?

        I read the whole article, as it went on to describe more of what has been reported as having a “social credit score”, and gave more details about how it’s administered.

        Basically, the headline is “no, it’s not at all what you’ve heard”, and then the article goes on to describe exactly what has been reported in the US. I’m not sure your point about “there’s no credit score that is administered by the Chinese government with a mechanism for blacklisting you and restricting you everywhere” is well-supported by an article that describes a credit score that is administered by the Chinese government that operates blacklists that are enforced under the slogan “whoever violates the rules somewhere shall be restricted everywhere.”

        If that’s not actually how it works, then you need to provide a credible source that proves that’s not how it works. Providing a source that reports that yes, that’s exactly how it works doesn’t serve your argument. And “well but the West is totally lying, maaan” isn’t proof; it’s an unverified claim by a random internet commenter.

    • Assian_Candor [comrade/them]@hexbear.net
      link
      fedilink
      English
      arrow-up
      37
      arrow-down
      2
      ·
      17 hours ago

      Use your critical thinking skills, imagine a bus in a city of 10 million people during rush hour at a busy stop – do you honestly think they’re checking everyone’s credit score before they get on? This shit is fake you have been duped

      And how exactly would an individual be subject to oversight in matters like “taxation, the environment, transportation, e-commerce, food safety, and foreign economic cooperation, as well as failing to carry out court judgments”? I know we have citizens united but corporations are not people lol

      • Schadrach@lemmy.sdf.org
        link
        fedilink
        English
        arrow-up
        1
        arrow-down
        2
        ·
        13 hours ago

        I know we have citizens united but corporations are not people lol

        Citizens United didn’t make corporations people. Corporate personhood had been a thing for a very long time, largely about whether or not forming a business means you lose legal rights operating under it (Does a business entity have freedom of speech? What does freedom of the press even mean in an 18th century context if it doesn’t apply to a business [aka a newspaper]?) and whether or not regular old laws prohibiting a person from doing a thing can be applied to businesses.

      • intelisense@lemm.ee
        link
        fedilink
        arrow-up
        1
        arrow-down
        5
        ·
        17 hours ago

        Why would such a feature need facial recognition? Just use the ID on the travel pass and done - cheaper, faster, and harder to fake if done properly.

        • CloutAtlas [he/him]@hexbear.net
          link
          fedilink
          English
          arrow-up
          20
          arrow-down
          1
          ·
          15 hours ago

          The bus and metro passes are literally transferrable because they’re just a token not tied to any ID. Also they accept cash, and you can buy passes at a kiosk.

          I have personally even purchased a metro ticket for another person because we were going somewhere together and they left theirs at home. Within the last 2 weeks.

          You have been lied to. There are no WMDs in Iraq, MSG isn’t toxic, and Napoleon wasn’t short either, if you just blatantly swallow everything you see.

      • spencerwi@lemm.ee
        link
        fedilink
        arrow-up
        3
        arrow-down
        13
        ·
        edit-2
        17 hours ago

        Use your critical thinking skills, imagine a bus in a city of 10 million people during rush hour at a busy stop – do you honestly think they’re checking everyone’s credit score before they get on? This shit is fake you have been duped

        Again, citation needed. “There’s literally no way an internet-connected society that already requires payment to board a bus, usually via something like tap-to-pay, could ever possibly check your ID against a list of IDs before you get on the bus” is not convincing. Evidence is convincing, and I’ve seen none so far. I’ve only seen an article reporting that it actually happens.

        The quote you’re saying is ridiculous is from the article provided describing how the social credit system actually works in real life. If you can give me a credible source that demonstrates this isn’t happening (instead of just your own lack of imagination to conceptualize tech that is already broadly implemented worldwide) then maybe that’d be more convincing than “I can’t personally imagine how that would work, so it’s impossible!”

        • CloutAtlas [he/him]@hexbear.net
          link
          fedilink
          English
          arrow-up
          30
          ·
          edit-2
          13 hours ago

          I live in China. You put ¥2 into the slot and you get on. You can be wearing a fully balaclava, a face mask, or nothing. No-ones running ID on you to make sure your magical score is high enough before you are allowed to get on. You can get a transit token so you can tap on if you’re cashless. They’re sold without ID checks, foreigners can get them without speaking a word of Mandarin.

          You have been lied to and now you’re repeating those lies on the internet without even getting paid.

        • Assian_Candor [comrade/them]@hexbear.net
          link
          fedilink
          English
          arrow-up
          46
          arrow-down
          2
          ·
          edit-2
          17 hours ago

          A still from some random persons shitty travel blog taken 6 months ago of her getting on the bus in China. What do you think that box is for, cookies for the driver?

          https://m.youtube.com/watch?v=C0Ie9HYWejc

          Feel free to watch for yourself, this is around minute 23. It took me 30 seconds to find this

          By the way exchanges like this is why many people on left instances are outright hostile to liberals, making outlandish claims while being too fucking lazy to do even the bare minimum of independent research, racism to discount the voices of the people who are actually fucking from there saying ‘no this is bullshit’

          Like who are you going to believe a regurgitation of a state department talking point or a website full of normal ass Chinese people

          I know the answer bc like all liberals you are racist and intellectually lazy

    • ubergeek@lemmy.today
      link
      fedilink
      English
      arrow-up
      11
      ·
      edit-2
      16 hours ago

      If I have bad credit in the US, I don’t get locked out of riding the bus

      You might!

      I know a lot of areas are switching to digital-only bus fares, and those, of course, require a bank card or credit card…

      Guess what can lock you out of getting those, and thereby, riding on the bus?

      There’s also no credit-score check in the US for job applications, so no, it doesn’t “lock people out of finding work.”

      Do you live in the US? Lots of employers run credit checks as a part of their normal background checking. I’ve see people fired for bad credit scores.