I’m just scared that they’re saved with reversible encryption on the disk, then malware could steal them

  • Bob Robertson IX@lemmy.world
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    7 months ago

    If it’s a credit card then you should have pretty decent protection against fraud from the credit card company. I’ve had my card details stolen a few times (though never directly from my browser) and each time the credit card company has identified the fraud and reached out to me within minutes.

    Now if it’s a debit card, you should NEVER put those numbers into a computer. I only ever use my debit card to access the ATM, and even that is rare.

    • makeasnek@lemmy.ml
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      7 months ago

      I don’t use debit cards anywhere for this exact reason. Don’t even have one. When I have in the past, I’ve had the card linked to a seperate bank account with a small balance and no overdraft protection to limit damage. What I’d found though is that even when you tell the bank not to enable overdraft protection, they conveniently forget that and it stays possible to overdraft your account and get hit with fees,

      I do the same strategy for crypto wallets, there’s only a small amount in my browser wallet so that if somebody gets it, they can’t steal much. From there you can have varying degrees of storage security for larger amounts: multi-sig so you have to sign transactions using multiple devices, hardware wallets, and cold storage.

      I see all these articles about people getting thousands of dollars stolen from their crypto wallet and I’m like, you put $3,000 on the same computer you play Zombie Run 4 on? Knowing there was no fraud protection? And that a hardware wallet costs $100? Or that multi-sig is free? If you are storing that much in crypto, you need to either educate yourself on safe storage or use a custodian you can trust (exchange, multi-sig with family member, etc) who can.